[In these minutes: Presentation to the Board of Regents, Update on issues
previously raised, Agreed items that are not yet implemented,
Recognition]
BENEFITS ADVISORY COMMITTEE (BAC)
MINUTES
THURSDAY, JUNE 17, 2004
10:00 A.M. – 12:00
PM
385 MONDALE HALL
[These minutes reflect discussion and
debate at a meeting of a committee of the University of Minnesota Senate or Twin
Cities Campus Assembly; none of the comments, conclusions, or actions reported
in these minutes represent the view of, nor are they binding on the Senate or
Assembly, the Administration, or the Board of Regents.]
PRESENT:
Fred Morrison (Chair), Linda Aaker, Linda Blake, Ted Butler, Don Cavalier, Karen
Chapin, Dann Chapman, Amos Deinard, Jennifer Durocher, Jody Ebert, Joe Jameson,
Rhonda Jennen, Shirley Kuehn, Ted Litman, Rod Loper, Peh Ng, Kathy Pouliot,
Gailon Roen, Ruth Rounds, Jackie Singer, Gavin Watt, Wendy Williamson, Pam
Wilson.
REGRETS: Carol Carrier, Steve Chilton, George Green,
Richard McGehee, Gladys McKenzie, Carla Volkman-Lien, Phyllis
Walker.
1. PRESENTATION TO THE BOARD OF REGENTS
Dan
Chapmann distributed a powerpoint slide handout and walked the committee through
the same presentation that was given to the Regents on June 10. Following the
presentation, Regents expressed feedback regarding cost-shifting to employees,
as well as remaining competitive and fair.
Professor Morris then led the
committee through the short presentation he gave to the Regents on the history
behind the BAC and the accomplishments that have already been made.
Q:
How does the University force providers to be competitive?
A: This is
done through the network and plan designs, as well as risk-sharing adjustment
between the plans. Without healthy competition, the number of plans will
decrease.
Q: What is Health Partners’ incentive to keep rates
low?
A: There only incentive is to keep prices just below the next
option, which is why risk adjustment is needed.
Q: Is the University
considering running its own pharmacy?
A: If it does, this would operate
separate from the health care plan designs. The University knows that 20
percent of health care costs are spent on prescriptions, and that savings could
be found if maintenance drugs were provided by a University owned and operated
practice. This could be done via mail order as well as walk-in. In this next
RFP, vendors might be asked to provide costs with and without a pharmacy
option.
2. UPDATE ON ISSUES PREVIOUSLY RAISED
Professor
Morrison reminded all members of the next meeting date, August 5, at which time
the committee will review 2005 plans and projected rates. Members should also
hold all day on August 27 for a retreat, at which time Watson Wyatt will talk
about plan options, such as pharmacy and wellness, that the committee will be
deciding on in September and October. Members should also remember to hold
every Thursday from 10:00-12:00 in September and October for possible BAC
meetings.
Karen Chapin then distributed information from all the health
plans on verifying student status and other forms of insurance from its members.
All plans have processes in place for these two types of verification, but each
handles them differently. Three plans do require written verification, while
one allows verification over the phone. These processes are not perfect and
that each plan is working on improvements.
She noted that all plans
terminate student coverage under four conditions:
- Student reaches the age of 25
- Employee notifies the plan to discontinue coverage
- Employee notifies the University to discontinue coverage
- Employee does not respond to written requests for
verification
Q; How many incidents of parental fraud occur
annually?
A: There is no way to know for sure, but providers ask for more
verification when there are major claims being made.
3. AGREED ITEMS
THAT ARE NOT YET IMPLEMENTED
Professor Morrison distributed a handout
detailing three items that the committee will need to finalize for
implementation during the next year: tiered premium levels, risk adjustment of
premium levels, and recognizing the additional cost of UMP.
4.
RECOGNITION
Professor Morrison thanked all members for their
participation this year, and noted that they made his time as chair enjoyable.
He said that even though he will no longer be chair after June 30, he will be
continuing on the committee and will help with the RFP process. He announced
that Gavin Watt assumes the committee chairmanship beginning July 1.
He
then recognized three members whose terms end June 30 of this year: Amos
Deinard, Gailon Roen, and Wendy Williamson. The committee gave them a round of
applause for their service.
Gavin Watt then thanked Professor Morrison
for his years of leadership. He was also given a round of applause by the
committee.
With no further business, Professor Fred Morrison thanked the
members for attending and adjourned the meeting.
Becky
Hippert
University Senate