Welcome to the U Card website
As a University of Minnesota student, you're eligible to open a TCF U Card Checking account. This account is offered exclusively to University of Minnesota U Card holders through TCF National Bank Minnesota.

Staff and Faculty click here for TCF U Card Checking.


Benefits

  • Free ATM transactions!
    Use your U Card for free unlimited deposits, withdrawals, balance inquiries or to transfer funds between their TCF checking and savings account at any TCF Express Teller ATM 24-hours a day! As a special bonus TCF will waive its fee for up to four withdrawals at non-TCF ATMs each month. In addition, TCF waives its fee for withdrawals at all out-of-state ATMs.
  • Free TCF Preferred Online Banking, which includes Bill Pay at www.tcfbank.com.
  • Free gift
    To say "thank you" for opening your TCF U Card Checking account, TCF Bank will give you a free University of Minnesota sweatshirt!
  • Free University-designed checks. Show your pride with University of Minnesota checks!
    TCF and the U Card Office proudly offer specially designed University of Minnesota checks as part of the TCF TCF U Card Checking account package. Stop by TCF Bank and place your order today!


  • No minimum balance requirement
  • No monthly service charges
  • Direct deposit of financial aid credit balances
    There is no faster way to access financial aid credit balance. Your deposit takes place just two days following your disbursement date.
  • Free notary service
  • Much more!

Sign-up

Signing up for the TCF U Card Checking account is easy. You can open an account or upgrade your existing TCF account:

OR, if you already have your U Card, you can:

  • Bring your driver's license or passport along with your U Card to:
    • The U Card Office, located in 127 Kirby Plaza
      OR
    • The TCF Bank located at 131 Kirby Plaza, 1208 Kirby Drive or visit 1530 Woodland Ave, inside Holiday Express.

You can even add your spouse or parent to your U Card account. They'll get a TCF Check Card if they're not eligible for a U Card.

Why open a TCF U Card Checking account?

Compare all the services and features you get with the TCF U Card Checking account versus what other local financial institutions offer. If you currently have a checking account, consider switching to the TCF U Card Checking account. The TCF U Card Checking account offers so much more!

TCF Bank campus location

  • TCF Bank
    131 Kirby Plaza
    1208 Kirby Drive

    Duluth, MN 55812-3095

    218-726-8401

TCF Bank has the following service hours:

  • Monday through Friday, 8am to 6pm
  • Saturday, 9am to 3pm

Easy telephone banking

Whenever you need a quick answer to routine banking matters, the TCF Automated Phone Service can help. Just dial 612-TCF-BANK or 1-800-823-2265 from any touch-tone phone and you can obtain:

  • account balance information
  • identify checks paid
  • transfer funds between checking and savings accounts
  • verify last 15 transactions
  • change your secret code
  • request a statement update

Or call TCF Bank's customer service number at:

  • Greater Minnesota
    1-800-823-2265

Campus area EXPRESS TELLER ATM location

Convenient campus area TCF Express Teller location:

  • Located in the Kirby Student Center

The Express Teller network has over 400 Minnesota locations.

Lost or Stolen U Card

If your U Card is lost or stolen call TCF Bank at 1-800-823-2265 immediately. Click for complete lost or stolen U Card procedure details.

Deposits at TCF National Bank Minnesota are insured to $100,000 by the FDIC.

Twin Cities | Crookston | Duluth

Morris | U of MN Home