Get Lower Premiums with Wellness Points Bank

• Earn 300 or 400 wellness points: Achieve a $300 or $400 premium rate reduction in 2014 (depending on UPlan medical coverage level*).
• Get started: Participate in wellness activities and accumulate points.
• Enroll: Beginning October 1, 2012
• Deadline to complete the wellness assessment: February 28, 2013
• Deadline to earn points: August 31, 2013

Earn Points for Reduced UPlan Medical Program Rates

When you participate in the Wellness Program, you can earn wellness points. The points earned in 2012 and through August 31, 2013, can be used the following year, in 2014, to reduce the cost of UPlan Medical Program coverage for you and your spouse/same-sex domestic partner. When you achieve the required number of points, the premiums you pay in 2014 will be reduced by $300 or $400 based upon the tier of health care coverage you elected during open enrollment.

When you complete the wellness assessment no later than February 28, 2013, you have earned 100 wellness points.

The deadline to accumulate the total number of points needed to qualify for lower rates in 2014 is August 31, 2013. By this deadline, the full 300 or full 400 points must be earned to qualify for a $300 or $400 premium reduction. In other words, it's all or nothing. No premium reduction will be awarded for fewer than the 300/400 point minimums. If you are newly eligible for the UPlan Medical Program, you may qualify for a premium reduction based upon the wellness points you have earned. SEE below. 

See what Wellness Points Bank participants saved this year by achieving the required number of points for a rate reduction. Note that there are two, separate listings for UPlan Medical Program rates: (1) for those who achieved the required number of points for a rate reduction; and (2) for members who did not participate in Wellness Points Bank.

To check the current status of your Wellness Points Bank, log in to StayWell Online. If you have questions about the number of points that are in your Wellness Points Bank, please call the StayWell Helpline at 866-341-1170.

As a U of M employee, you have from October 1, 2012, through August 31, 2013, to earn the minimum number of points required for lower premiums. The decrease will be applied to your premium expenses during the 2014 calendar year. When you earn 300 wellness points, your premium will be reduced by $300. If your spouse/same-sex domestic partner (SSDP) is covered by the UPlan Medical Program and participates in wellness activities, your premium costs can be reduced by $400 when you have earned a total of 400 points. Your spouse/SSDP can earn 100 of the 400-point total if he/she chooses to participate on a voluntary basis. The rate reduction you (and your partner, if applicable) achieve will be reflected in your 2014 pay statements. You will see the $300 or $400 returned to you over 26 pay periods.

How to Earn Wellness Points

Review the Wellness Points Bank chart. Decide which activities you (and your spouse/SSDP) want to participate in to earn the total number of points required for a $300 or $400 rate reduction. When you review the chart, notice the wellness point values associated with each of the offerings. This point value is the maximum number of points that can be earned for completing the activity or individual program even though it may be feasible to complete the activity more than one time during 2012-2013.

• Complete the annual wellness assessment by February 28, 2013, to earn 100 points.
• Between now and the deadline of August 31, 2013, accumulate wellness points by completing additional wellness activities and health improvement programs.
• Track your progress online with My Points Bank when you log in to StayWell Online.

Wellness Assessment for Newly-hired Employees

The wellness assessment is a confidential, online questionnaire which assesses the status of your health. Employees and their spouses or same-sex domestic partners who are newly covered by the UPlan Medical Program can earn 100 points when they complete the questionnaire.

If you are newly eligible for the UPlan Medical Program, to qualify for a premium reduction based upon the wellness points you have earned, the following deadlines apply:

Eligible effective June 1, 2013, or earlier: Complete the assessment and earn the additional required points by August 31, 2013.

Eligible effective July 1, or August 1, 2013: You need only to take the wellness assessment by August 31, 2013.

Eligible September 1, 2013, or later: You do not qualify to receive a premium reduction in 2014.

• Learn More about the Wellness Assessment

© 2011 StayWell Health Management, LLC. StayWell, NextSteps and StayWell Online, and Step It Up! are registered trademarks of StayWell Health Management, LLC. StayWell Online is a product of StayWell Health Management, the independent, third-party administrator of the Wellness Points Bank. StayWell Health Management, 300 Ames Crossing Road, Suite 100, St. Paul, MN 55121-2520. www.staywellhealthmanagement.com