2013 Medical Plan - UPlan Wellness Achievement Rates
Medical Plan Descriptions
If you and your spouse/same-sex domestic partner participated in the 2012 Wellness Points Bank initiative and achieved the required number of points to earn a $300 or $400 reduction in the cost of your annual UPlan Medical Program rates, you will save in every pay statement in 2013.
The University of Minnesota pays 87 percent of the cost of employee-only coverage and 80.5 percent of the cost of your family coverage level for the base plan for your geographic zone. The base plan offers the lowest copayments and the lowest rate for family coverage.
- Work 75% to 100% time, you pay the "Employee" amount per pay period.
- Work 50% to 74% time, you pay "Total" amount per pay period.
Employee Only
| Plan | Base Plan | Rates Per Pay Period |
| Total | Employer | Employee |
| Medica Elect/Essential | Twin Cities | $276.35 | $251.96 | $24.39 |
| Medica Elect/Essential | Duluth | $327.64 | $303.25 | $24.39 |
| Medica Choice Regional | Greater Minnesota | $377.70 | $353.31 | $24.39 |
| Insights by Medica | | $297.70 | $251.96 | $45.74 |
| Medica Choice National | | $306.20 | $251.96 | $54.24 |
| Medica HSA | | $276.80 | $251.96 | $24.84 |
Employee and Spouse/Same Sex Domestic Partner
| Plan | Base Plan | Rates Per Pay Period |
| Total | Employer | Employee |
| Medica Elect/Essential | Twin Cities | $592.11 | $492.03 | $100.08 |
| Medica Elect/Essential | Duluth | $702.47 | $602.39 | $100.08 |
| Medica Choice Regional | Greater Minnesota | $809.76 | $709.68 | $100.08 |
| Insights by Medica | | $634.86 | $492.03 | $142.82 |
| Medica Choice National | | $655.87 | $492.03 | $163.84 |
| Medica HSA | | $592.92 | $492.03 | $100.89 |
Employee and Child/Children
| Plan | Base Plan | Rates Per Pay Period |
| Total | Employer | Employee |
| Medica Elect/Essential | Twin Cities | $478.87 | $397.03 | $81.84 |
| Medica Elect/Essential | Duluth | $567.09 | $485.25 | $81.84 |
| Medica Choice Regional | Greater Minnesota | $653.72 | $571.88 | $81.84 |
| Insights by Medica | | $513.47 | $397.03 | $116.44 |
| Medica Choice National | | $530.32 | $397.03 | $133.29 |
| Medica HSA | | $480.27 | $397.03 | $83.24 |
Employee and Spouse/Same Sex Domestic Partner and Child/Children
| Plan | Base Plan | Rates Per Pay Period |
| Total | Employer | Employee |
| Medica Elect/Essential | Twin Cities | $793.09 | $653.82 | $139.27 |
| Medica Elect/Essential | Duluth | $940.08 | $800.81 | $139.27 |
| Medica Choice Regional | Greater Minnesota | $1,083.67 | $944.40 | $139.27 |
| Insights by Medica | | $850.38 | $653.82 | $196.56 |
| Medica Choice National | | $878.54 | $653.82 | $224.72 |
| Medica HSA | | $794.03 | $653.82 | $140.21 |
