Learn about the plan changes and options for Open Enrollment.Narrated presentation: PDF]
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Detailed information on the Open Enrollment options is available in the 2015 Guide for UPlan Benefits Enrollment - Current Employees (pdf).
Open Enrollment information for Former Employees
Open Enrollment begins November 1 and continues through December 1. Enroll online through Employee Self-Service.
You will need to take action if you want to have coverage in 2015 if:
You won't need to make a change if the situations shown above do not affect you, and you are satisfied with your medical and dental plan and optional coverage choices — your current coverage will continue into 2015.
You can make a change if:
Computer lab sessions will be available in 315 Donhowe on the Minneapolis campus at these dates and times: November 24, 25, 26, and December 1 from 8 a.m. to 4:30 p.m.
Make your elections starting November 1 through Employee Self Service. The Employee Benefits Service Center staff is available to help you with your benefits questions and enrollment. The Benefits Service Center's email address is firstname.lastname@example.org.
Verification of dependent eligibility will be requested for new dependents added to your medical or dental plan. You will need to provide documentation to verify that your dependents are eligible.
You will receive new member ID cards at your home address from your Medica medical plan and your HealthPartners dental plan whether or not you change options. Delta Dental and Prime Therapeutics will send new member ID cards to new enrollees and if you changed coverage levels or plan options.
You can choose a different medical plan or add or cancel medical coverage. You can add eligible dependents to your medical coverage. You will need to select a new medical plan to have coverage in 2015 if you currently have Insights by Medica because Insights will not be available as an option in 2015. If you are wondering which providers are available in your plan options, a chart that shows the major health care providers for the Twin Cities metro area and Duluth may be helpful. The HealthPartners Medical Group clinics will be available in Medica Elect/Essential, Medica Choice National, and Medica HSA in 2015. However, the HealthPartners clinics will not display on Medica's Find a Physician or Facility web page until the effective date on January 1, 2015. If you enroll in Medica Elect/Essential, you can find the PCC at Medica Elect/Essential Primary Care Clinics.
If you are not choosing a different medical plan but want to change your primary care clinic, you can do that directly with Medica. It is also a good idea to check with your medical plan each year to confirm that your clinic still participates in your plan option.
Medical plan website:
As the pharmacy benefits manager for all UPlan medical options, Prime Therapeutics helps you manage your prescription drug benefit. Fairview Specialty Pharmacy is the exclusive provider of most specialty medications for members with chronic medication needs. You are automatically enrolled in the pharmacy program when you elect a UPlan medical plan.
Pharmacy Plan websites:
You can enroll in a different dental plan or add or cancel dental coverage. You can add eligible dependents to your dental coverage. It is also a good idea to check with your dental plan each year to confirm that your dentist still participates in your plan option.
Note: Change from the IRS on October 30: The Health Care FSA amount will increase to $2,550 in 2015.
ADP Benefits Solutions (ADP) administers both Flexible Spending Accounts. Two types of FSAs are available—dependent daycare accounts and health care accounts—to pay for related expenses using pre-tax dollars. If you are currently enrolled in either FSA and wish to continue your participation in 2015, you will need to re-enroll online during open enrollment. The maximum annual election amount for the Health Care FSA is limited to $2,550 per employee. The Dependent Daycare FSA is limited to $5,000 per family.
You can elect up to $25,000 of additional life insurance without evidence of good health during this special life insurance open enrollment, regardless of whether you currently have additional life. Employees who were previously declined coverage are not eligible for this guaranteed issue offer. You will need to complete an additional life paper application to make this change.
You can increase your existing amount of short-term disability coverage by up to $200 not to exceed the maximum without evidence of good health. You will need to complete a paper application to make this change.
If you are a civil service or labor represented employee, you can add or increase long-term disability online without evidence of good health; however, this amount is subject to pre-existing conditions.
You can enroll in child life insurance online without evidence of good health. One premium insures each eligible child for $10,000 of coverage.