University of Minnesota
Office of Human Resources
http://www.umn.edu/ohr
612-625-2016

Open Enrollment for 2014 for Current Employees

Open Enrollment Presentation

We encourage you and your family members to review your Open Enrollment options and learn about plan changes by viewing an online presentation.

View Presentation

Enroll through Employee Self-Service

Open Enrollment begins November 1 and continues through December 2. Enroll online through Employee Self-Service.

Read the Guide

Detailed information on the Open Enrollment options is available in the Guide for UPlan Benefits Enrollment (pdf).

Options for 2014 Plan Year

For Open Enrollment for 2014 plan year, you may:

  • Choose a different medical plan.
  • Choose a different dental plan.
  • Add or cancel coverage for your spouse/same-sex domestic partner or dependent children.
  • Enroll in a health care or dependent daycare flexible spending account for 2014. Your current 2013 account election will not carry over into 2014.
  • Enroll in Child Life insurance without proof of good health
  • Add or increase the amount of long-term disability insurance, if you are a civil service or labor represented employee.
  • Increase the amount of short-term disability coverage up to $200 without evidence of good health. You must complete a paper application. 

Your current Medica plan and Delta Dental or HealthPartners dental plans will stay the same for the 2014 plan year, unless you choose a different plan option. Even if you are not making a plan change this year, it is important that you look at the rates for your medical and dental plans because the rates have changed for 2014.

If you have Medica Elect/Essential and want to make a primary care clinic change, you can do that directly with Medica Customer Service at 952-992-1814 or 1-877-252-5558.

Since Open Enrollment is also the time that you can add or drop dependents from your plan, you will need to go online to make any changes to your dependent coverage.

Member ID Cards

You will receive new member ID cards at your home address from your Medica medical plan whether or not you change options. You will receive a new dental ID card only if you change plans.

Make your election through Employee Self-Service

Make your elections starting on November 1 through Employee Self Service. The Employee Benefits Service Center staff is available to help you with your benefits questions and enrollment. The Benefits Service Center's email address is benefits@umn.edu


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UPlan Changes for 2014

One of the provisions of the Affordable Care Act is an excise tax starting in 2018 on those employers who provide what the ACA defines as a high value plan. To avoid what would be a $48 million excise tax burden over five years for the University, the University will make the following changes to the UPlan options for 2014.

  • Offer a new Accountable Care Organization (ACO) Plan - a new option with a lower cost than the base plan and a choice for four ACOs available in the Twin Cities metro area.
  • Increase primary care copays
  • Introduce a differential between primary and specialty care copays
  • Introduce a moderate deductible on non-copay items
  • Increase out-of-pocket expenses in the HSA plan
  • Combine base plans
  • Merge the two family cost tiers over a two-year period

2014 Medical Cost Relief Program:  In order to help families who may be struggling financially due to rising medical costs, the University has established a new, one-year Medical Cost Relief Program for 2014. The final application deadline for the program is December 17, 2013.


Medical Plan Options

You can choose a different medical plan. You can add eligible dependents to your medical coverage. You also have the choice to add or cancel medical coverage. If you are not choosing a different medical plan but want to change your primary care clinic, you can do that directly with Medica. It is also a good idea to check with your medical plan each year to confirm that your clinic still participates in your plan option.

Medical plan website:


Pharmacy Benefits Manager

Prime Therapeutics is the pharmacy benefits manager for all UPlan medical options. Fairview Specialty Pharmacy is the exclusive provider of most specialty medications. You are automatically enrolled in the pharmacy program when you elect a medical plan.

Pharmacy Plan websites:


Dental Plan Options

You can enroll in a different dental plan. You can add eligible dependents to your dental coverage. You also have the choice to add or cancel dental coverage. It is also a good idea to check with your dental plan each year to confirm that your dentist still participates in your plan option.

Dental plan websites:


Flexible Spending Accounts

ADP Benefits Solutions (ADP) administers both Flexible Spending Accounts. Two types of FSAs are available—dependent daycare accounts and health care accounts—to pay for related expenses using pre-tax dollars. If you are currently enrolled in either FSA and wish to continue your participation in 2014, you will need to re-enroll during open enrollment. The maximum annual election amount for the Health Care FSA is limited to $2,500 per employee. The Dependent Daycare FSA is limited to $5,000 per family.

Flexible Spending Account Information


Short-term Disability

You can increase your existing amount of short-term disability coverage by up to $200 not to exceed the maximum without evidence of good health. You will need to complete a paper application to make this change.

Short-term disability coverage information and application


Long-term Disability

If you are a civil service or labor represented employee, you can add or increase long-term disability without evidence of good health; however, this amount is subject to pre-existing conditions.

Long-term disability coverage information


Child Life Insurance

You can enroll in child life insurance without evidence of good health. One premium insures each eligible child for $10,000 of coverage.

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