Open Enrollment for 2013 for Current Employees

• Enroll at Employee Self-Service

  Open Enrollment is from November 1 through November 30. Enroll online starting November 1 through Employee Self-Service.

• Read the Guide

  Detailed information on Open Enrollment options is available in the Guide for UPlan Benefits Enrollment (pdf).

• Options for 2013 Plan Year
  

  For Open Enrollment for 2013 plan year, you may:

  • Choose a different medical plan. If you have Medica Elect/Essential and want to make a primary care clinic, you can do that directly with Medica Customer Service at 952-992-1814 or 1-877-252-5558.
  • Add or cancel coverage for your spouse/same-sex domestic partner or dependent children.
  • Choose a different dental plan.
  • Enroll in a health care or dependent daycare flexible spending account for 2013. Your current 2012 account election will not carry over into 2013.
  • Increase the amount of short-term disability coverage up to $200 without evidence of good health.
  • Add or increase the amount of long-term disability insurance, if you are a civil service or labor represented employee.

  Your current Medica plan and Delta Dental or HealthPartners dental plans will stay the same for the 2013 plan year, unless you choose a different plan option. Even if you are not making a plan change this year, it is important that you look at the rates for your medical plan because the rates have changed for 2013.

  Since Open Enrollment is also the time that you can add or drop dependents from your plan, you will need to go online to make any changes to your dependent coverage.

  View or listen to the Open Enrollment presentation to learn about changes in the medical and pharmacy programs for the 2013 plan year.

  Make your elections starting on November 1 through Employee Self Service. The Employee Benefits Service Center staff is available to help you with your benefits questions and enrollment. The Benefits Service Center's email address is benefits@umn.edu.

  
  The Benefits Service Center's phone number is 612-624-9090 or 1-800-756-2363:
  Option 1 - Appointments
  Option 2 - Benefit Questions
  Option 3 - Flexible Spending Accounts

   

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Medical Plan Options

You can choose a different medical plan. You can add eligible dependents to your medical coverage. You also have the choice to add or cancel medical coverage. If you are not choosing a different medical plan but want to change your primary care clinic, you can do that directly with Medica. It is also a good idea to check with your medical plan each year to confirm that your clinic still participates in your plan option.

• Medical plan descriptions
• UPlan Standard rates
• UPlan Wellness Achievement rates
• Medical plan comparison (pdf)
• Medical plan availability (pdf)

Medica recently added all of the HealthPartners Medical Group clinics (pdf) to the Medica Choice and Medica HSA plans for 2013. These clinics are currently in Tier 1 of Insights by Medica. Also, the University of Minnesota Physicians will move down to Tier 2 in 2013.

2013 Medical Premium Relief: The University has extended the Medical Premium Relief grant program to June 30, 2013. This program provide assistance to lower paid employees toward the cost of employee contributions for the UPlan Medical Program.

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Pharmacy Benefits Manager

Prime Therapeutics is the pharmacy benefits manager for all UPlan medical options. Fairview Specialty Pharmacy is the exclusive provider of most specialty medications. You are automatically enrolled in the pharmacy program when you elect a medical plan.

Pharmacy Plan websites:

• Prime Therapeutics
• Fairview Specialty Pharmacy

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Dental Plan Options

You can enroll in a different dental plan. You can add eligible dependents to your dental coverage. You also have the choice to add or cancel dental coverage. It is also a good idea to check with your dental plan each year to confirm that your dentist still participates in your plan option. There are no changes to the plan or rates in 2013.

• Dental plan descriptions
• Dental rates
• Dental plan comparison (pdf)
• Dental plan availability (pdf)

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Flexible Spending Accounts

ADP Benefits Solutions (ADP) is the new administrator for both Flexible Spending Accounts beginning January 2013. ADP replaces the University's existing internal administrative system and offers enhancements that FSA participants have requested. Two types of FSAs are available—dependent daycare accounts and health care accounts—to pay for related expenses using pre-tax dollars. If you are currently enrolled in either FSA and wish to continue your participation in 2013, you will need to re-enroll during open enrollment. The maximum annual election amount for the health Care FSA in 2013 will be limited to $2,500 per employee due to the federal health care reform legislation. (The Dependent Daycare FSA remains at $5,000 per family.)

Flexible Spending Account Information

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Short-term Disability

You can increase your existing amount of short-term disability coverage by up to $200 not to exceed the maximum without evidence of good health.

Short-term disability coverage information

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Long-term Disability

If you are a civil service or labor represented employee, you can add or increase long-term disability without evidence of good health; however, this amount is subject to pre-existing conditions.

Long-term disability coverage information