University of Minnesota
Office of Human Resources
http://www.umn.edu/ohr
612-625-2016

Enroll in Medical Coverage

Need Help Enrolling?

Attend the New Employee Benefits Enrollment Workshop.

When will your benefit coverage begin?

Effective dates for basic benefits

When you first become benefits-eligible, your department will provide you with a benefits enrollment guide, and Employee Benefits will send you an e-mail message with the online enrollment information.

Refer to the map on Base Plans and Zones to verify your zone based on where you live or work. For example, if you live in one zone but work in a different zone, you can choose a base plan from either zone.

Enrolling as a New Employee

You need to elect your medical plan within the first 30 days of employment or benefits eligibility. You have the option to change plans within the first 30 days, and the new plan will be made effective retroactive to your initial effective date of active coverage.

You have an opportunity to elect medical coverage for the waiting period that begins with your first day of employment and ends when your active coverage begins. You need to enroll within 30 days of your first day of employment and pay the full cost of the coverage for the full waiting period. You may elect a different plan and coverage level when you enroll online for your active coverage.

You can elect to waive coverage and not have a medical plan. You would be permitted, however, to add coverage during the year if you were to experience a loss of other coverage due to an eligible family status change.

Family Coverage

You need to elect your level of family coverage within the first 30 days of employment or benefits eligibility. Your eligible dependents include your legal spouse and your dependent children from birth through age 25 (up to 26th birthday). To read a full definition of eligible dependents, refer to your Summary of Benefits.

If you do not enroll your eligible dependents at the time you are first eligible, you may enroll them later only during an Open Enrollment period or if you have a family status change.

Open Enrollment/Status Change

After your first 30 days of eligibility, you can make changes to your coverage only during an Open Enrollment period or due to a family status change such as marriage or birth of a child, or due to a work status change such as an appointment change from part-time to full-time.

During Open Enrollment in November you can change plans or add or cancel dependent coverage. Within 30 days of a family or work status change, you can add or cancel dependent coverage.