University of Minnesota
Office of Human Resources

Long-term Care Coverage

Contact Information
New Program

LifeSecure Insurance Company

LifeSecure website


Talk to an enrollment professsional: 855-549-8911

Educational Materials

Listen to a recorded PowerPoint meeting presentation for more information

Long-term Care Meeting Presentation

Frequently Asked Questions

Contact Information Previous Plans

John Hancock

Preview of changes

  • username: uplanltc
  • password: mybenefit


CNA Insurance


LifeSecure Insurance Company

The University of Minnesota has added a new long-term care insurance program with LifeSecure Insurance Company, a wholly owned subsidiary of Blue Cross Blue Shield of Michigan, the largest BCBS organization in the United States.

Long-term care insurance pays for care that you need when you cannot safely care for yourself, whether that care is received at home, in the community, or in a nursing home.

Consider these facts:

  • Medicare, health insurance, and disability insurance do not cover long-term care services
  • 70% of Americans over age 65 will need long-term care services at some point*
  • The average annual cost of care in Minnesota is currently $79,935**
  • In 30 years, the annual cost of care is projected to exceed $340,000*
  • An average long-term care claim lasts 2.5 years

* U.S. Department of Health and Human Services:

** Genworth 2013 Cost of Care Survey

Long-term care insurance from LifeSecure Insurance Company is designed to protect your retirement assets. Without long-term care insurance you would have to pay for needed care out of your savings. For most of us, that would mean tapping into retirement plans, IRAs, or other savings.