University of Minnesota
Office of Human Resources
http://www.umn.edu/ohr
612-625-2016

Long-term Disability Rates

The cost of coverage depends on the monthly benefit amount for which you are eligible and the amount you elect. You can calculate your Maximum Monthly Benefit Amount by taking your annual salary multiplied by 60 percent; divided by 12 (months); then rounded down to the nearest $100. You may select any amount shown up to the lesser of your Maximum Monthly Benefit Amount or $5,000. You pay the full rate.

The Maximum Monthly Benefit Amount from All Sources is the most you could expect to receive from the combination of long-term disability benefits plus all other sources of deductible income, such as Social Security, employer's retirement plan, and workers' compensation.

Maximum Monthly Benefit from All Sources2014-2015
Rate per Pay Period
$ 300$ 1.17
4001.56
5001.95
6002.34
7002.73
8003.12
9003.51
1,0003.90
1,1004.29
1,2004.68
1,3005.07
1,4005.46
1,5005.85
1,6006.24
1,7006.63
1,8007.02
1,9007.41
2,0007.80
2,1008.19
2,2008.58
2,3008.97
2,4009.36
2,5009.75
2,60010.14
2,70010.53
2,80010.92
2,90011.31
3,00011.70
3,10012.09
3,20012.48
3,30012.87
3,40013.26
3,50013.65
3,60014.04
3,70014.43
3,80014.82
3,90015.21
4,00015.60
4,10015.99
4,20016.38
4,30016.77
4,40017.16
4,50017.55
4,60017.94
4,70018.33
4,80018.72
4,90019.11
5,00019.50