University of Minnesota
Office of Human Resources
http://www.umn.edu/ohr
612-625-2016

Long-term Disability Rates

The cost of coverage depends on the amount of monthly benefit you elect and for which you are eligible. You can calculate your Maximum Monthly Benefit Amount by taking your annual salary multiplied by 60 percent; divided by 12 (months); then rounded down to the nearest $100. You may select any amount shown up to the lesser of your Maximum Monthly Benefit Amount or $5,000. You pay the full rate.

The Maximum Monthly Benefit Amount from All Sources is the most you could expect to receive from the combination of long-term disability benefits plus all other sources of deductible income, such as Social Security, employer's retirement plan, and workers' compensation.

Maximum Monthly Benefit from All Sources 2013
Rate per Pay Period
$ 300 $ 1.17
350 1.37
400 1.56
450 1.76
500 1.95
550 2.15
600 2.34
650 2.54
700 2.73
750 2.93
800 3.12
850 3.32
900 3.51
950 3.71
1,000 3.90
1,100 4.29
1,200 4.68
1,300 5.07
1,400 5.46
1,500 5.85
1,600 6.24
1,700 6.63
1,800 7.02
1,900 7.41
2,000 7.80
2,100 8.19
2,200 8.58
2,300 8.97
2,400 9.36
2,500 9.75
2,600 10.14
2,700 10.53
2,800 10.92
2,900 11.31
3,000 11.70
3,100 12.09
3,200 12.48
3,300 12.87
3,400 13.26
3,500 13.65
3,600 14.04
3,700 14.43
3,800 14.82
3,900 15.21
4,000 15.60
4,100 15.99
4,200 16.38
4,300 16.77
4,400 17.16
4,500 17.55
4,600 17.94
4,700 18.33
4,800 18.72
4,900 19.11
5,000 19.50