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  • Applicant-only cost applies if only one person, either you or a dependent, wishes to continue coverage.
  • When two or more persons wish to continue coverage, the cost that applies depends on the relationship of persons continuing coverage. Examples:

    • Employee and spouse: Applicant and spouse/same-sex domestic partner rates apply.
    • Same-sex domestic partner and children: Applicant and child/children rates apply.
    • Two or more children: Applicant and child/children rates apply. The oldest child is considered the applicant.
  • Your cost is based on the plan and the zone you had in effect when the qualifying event occurred.
  • If you, your spouse/registered same-sex domestic partner or dependent receive an extension due to a disability, the cost for that coverage is 150 percent of the cost shown below. (Contact Employee Benefits for these rates.)

A non-refundable administrative fee of 2% is included in the rates below.

Applicant-only

Plan Base Plan Monthly Rate
Medica Elect & Essential Twin Cites and surrounding counties
$500.62
Medica Elect & Essential Duluth
$537.23
Medica Choice Regional Greater Minnesota
$626.59
U Classic Plus by HealthPartners  
$522.44
Insights by Medica  
$535.70
Medica Choice National  
$541.72
Medica HSA  
$416.03

Applicant and spouse/same-sex domestic partner

Plan Base Plan Monthly Rate
Medica Elect & Essential Twin Cites and surrounding counties
$1,072.53
Medica Elect & Essential Duluth
$1,150.97
Medica Choice Regional Greater Minnesota
$1,342.63
U Classic Plus by HealthPartners  
$1,123.12
Insights by Medica  
$1,148.11
Medica Choice National  
$1,160.45
Medica HSA  
$903.14

Applicant and child/children

Plan Base Plan Monthly Rate
Medica Elect & Essential Twin Cites and surrounding counties
$865.27
Medica Elect & Essential Duluth
$928.61
Medica Choice Regional Greater Minnesota
$1,083.34
U Classic Plus by HealthPartners  
$901.48
Insights by Medica  
$926.26
Medica Choice National  
$936.36
Medica HSA  
$696.08

Applicant and spouse/same-sex domestic partner and child/children

Plan Base Plan Monthly Rate
Medica Elect & Essential Twin Cites and surrounding counties
$1,434.12
Medica Elect & Essential Duluth
$1,539.08
Medica Choice Regional Greater Minnesota
$1,795.40
U Classic Plus by HealthPartners  
$1,491.55
Insights by Medica  
$1,535.30
Medica Choice National  
$1,551.83
Medica HSA  
$1,265.44

Employee Benefits