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  • Applicant-only cost applies if only one person, either you or a dependent, wishes to continue coverage.
  • When two or more persons wish to continue coverage, the cost that applies depends on the relationship of persons continuing coverage. Examples:

    • Employee and spouse: Applicant and spouse/same-sex domestic partner rates apply.
    • Same-sex domestic partner and children: Applicant and child/children rates apply.
    • Two or more children: Applicant and child/children rates apply. The oldest child is considered the applicant.
  • Your cost is based on the plan and the zone you had in effect when the qualifying event occurred.
  • If you, your spouse/registered same-sex domestic partner or dependent receive an extension due to a disability, the cost for that coverage is 150 percent of the cost shown below. (Contact Employee Benefits for these rates.)

A non-refundable administrative fee of 2% is included in the rates below.

Applicant-only

Plan Base Plan Monthly Rate
Medica Elect & Essential Twin Cites and surrounding counties
$469.20
Medica Elect & Essential Duluth
$525.81
Medica Choice Regional Greater Minnesota
$634.95
U Classic Plus by HealthPartners  
$479.09
Insights by Medica  
$507.45
Medica Choice National  
$513.37
Medica Direct HRA  
$477.77
Medica Direct HSA  
$347.35

Applicant and spouse/same-sex domestic partner

Plan Base Plan Monthly Rate
Medica Elect & Essential Twin Cites and surrounding counties
$1,005.31
Medica Elect & Essential Duluth
$1,126.18
Medica Choice Regional Greater Minnesota
$1,360.48
U Classic Plus by HealthPartners  
$1,030.30
Insights by Medica  
$1,087.52
Medica Choice National  
$1,099.97
Medica Direct HRA  
$1,011.53
Medica Direct HSA  
$756.92


Applicant and child/children

Plan Base Plan Monthly Rate
Medica Elect & Essential Twin Cites and surrounding counties
$811.51
Medica Elect & Essential Duluth
$909.23
Medica Choice Regional Greater Minnesota
$1,098.13
U Classic Plus by HealthPartners  
$827.63
Insights by Medica  
$878.02
Medica Choice National  
$888.01
Medica Direct HRA  
$822.53
Medica Direct HSA  
$568.12

Applicant and spouse/same-sex domestic partner and child/children

Plan Base Plan Monthly Rate
Medica Elect & Essential Twin Cites and surrounding counties
$1,344.97
Medica Elect & Essential Duluth
$1,506.74
Medica Choice Regional Greater Minnesota
$1,820.39
U Classic Plus by HealthPartners  
$1,368.84
Insights by Medica  
$1,455.34
Medica Choice National  
$1,471.86
Medica Direct HRA  
$1,348.75
Medica Direct HSA  
$1,095.66

Employee Benefits