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The 2014 Summary of Benefits books for both the UPlan Medical Program and UPlan Dental Program are available online for your use as a reference guide throughout the year. Take some time to become familiar with the sections that describe your coverage in detail, the eligibility guidelines for your dependents, or your rights to appeal a coverage decision.
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Same-sex marriage was legalized in Minnesota on August 1, 2013, and the University is now offering benefits-eligible employees the opportunity to cover their same-sex spouse under the plan.
Benefits Open Enrollment begins on November 1, and benefits-eligible employees will have the opportunity to enroll their spouse or same-sex domestic partner for UPlan coverage for 2014. New employees who begin employment after Open Enrollment closes will be able to enroll their spouse or same-sex domestic partner for coverage from their time of eligibility through December 31, 2014.
Same-sex domestic partner medical, dental, and life insurance coverage will not be offered after December 31, 2014, since coverage for same-sex spouses is now available. This is consistent with the benefits offerings for opposite-sex couples.
The Affordable Care Act (ACA) will require most Americans who are not already covered by Medicare to have health insurance in 2014—whether from the University, a private insurance company, or from a marketplace such as Minnesota’s MNsure. Individuals who do not have health insurance coverage by January 1, 2014, risk having to pay a tax penalty. Even though there are more health care options, we believe the UPlan or a plan offered by your spouse’s or same-sex domestic partner’s employer will remain your best option for coverage, if you are benefits eligible.
The Affordable Care Act makes it clear: it’s up to you to make sure you have health insurance beginning in 2014. The University of Minnesota is here to help by explaining the options available to you and the steps you need to take so you are covered.
Go to Employee Self-Service to view: